IMPORTANT LEGAL NOTICE
By using Palapply, you acknowledge and accept all terms, conditions, and disclaimers outlined below. These terms protect all parties involved in providing and using this service.
By using Palapply (which we shall refer to throughout this comprehensive legal document as "the Service"), you as the end user hereby acknowledge, understand, accept, and agree to the following extensive terms, conditions, limitations, and disclaimers that have been carefully drafted to protect all parties involved in this digital transaction and service provision:
1. COMPLETE LIMITATION OF LIABILITY & NO REFUND POLICY
ABSOLUTE NO REFUND POLICY: Under absolutely NO circumstances whatsoever, including but not limited to any and all conceivable situations that may arise during the course of your use of this service, will refunds, reimbursements, credits, vouchers, or any form of monetary compensation be provided, offered, considered, or granted for any payments, fees, subscriptions, or charges made to CareerPath or its affiliated entities. This comprehensive no-refund policy includes but is certainly not limited to instances of service dissatisfaction, user disappointment, technical issues, system malfunctions, server downtime, account termination, service discontinuation, changes in service terms, modifications to features, or any other reason that you as the user might deem worthy of compensation.
COMPREHENSIVE LIABILITY WAIVER: By accessing, browsing, using, or interacting with this website and service in any manner whatsoever, you hereby explicitly acknowledge, understand, accept, and unconditionally agree that absolutely NO LIABILITY of any kind, nature, form, or description shall ever rest upon, be attributed to, or be claimed against the owner, operator, developer, creator, administrator, or the website itself, CareerPath, or any of its recognized partners, affiliates, contractors, service providers, or associated entities. This complete and total waiver of liability applies to all past, present, and future claims, damages, losses, injuries, or any other form of harm or detriment, regardless of cause, origin, or legal theory.
BINDING AGREEMENT TO ALL TERMS: Your mere use, access, viewing, or any form of interaction with this website, platform, or service constitutes your full, complete, irrevocable, and legally binding agreement to ALL terms, conditions, policies, disclaimers, and legal provisions contained herein, as well as any and all future modifications, amendments, updates, changes, or additions to these terms that may be implemented at any time without prior notice or consultation. This binding agreement includes but is not limited to your complete waiver of all legal rights to pursue any disputes, claims, lawsuits, legal actions, or any other form of legal recourse against the service, its owner, operator, or any recognized partners, affiliates, or associated entities, now and in perpetuity.
SERVICE TERMINATION: The Company, in its sole and absolute discretion, reserves the complete, unquestionable, and irrevocable right to shut down, suspend, temporarily or permanently discontinue, modify, alter, or completely cease CareerPath services at any time, whether that be immediately, gradually, or at some future date, with or without any prior notice, warning, or communication to users, for any reason whatsoever, including but not limited to business reasons, technical reasons, legal reasons, financial reasons, or simply no reason at all. Users are hereby notified that they are not entitled to any compensation, refunds, credits, alternative services, data recovery, or notice period in such events.
The owner, operator, developer, management team, shareholders, employees, contractors, affiliates, partners, and any other parties associated with or connected to CareerPath (collectively referred to herein as "the Company") shall under no circumstances, conditions, or legal theories be held liable, responsible, or accountable for any direct, indirect, incidental, special, consequential, punitive, exemplary, or any other form of damages, losses, or harm, including but most certainly not limited to the following extensive list of potential issues:
- Loss of profits, revenue, or business opportunities
- Loss of data or information (including all generated documents)
- Damage to reputation or career prospects
- Emotional distress or mental anguish
- Any damages arising from use or inability to use the Service
- Damages resulting from AI-generated content inaccuracies
- Employment or academic application rejections
- Technical failures or service interruptions
- Service shutdown or discontinuation
- Account suspension or termination
- Loss of subscription payments or fees
2. AI-GENERATED CONTENT & PERFORMANCE EXPECTATIONS
All documents, recommendations, suggestions, content, materials, outputs, and any other form of generated information produced by our artificial intelligence systems, machine learning algorithms, and automated content generation tools are provided and made available to users with the understanding that they come with certain inherent limitations and considerations that must be acknowledged:
- Provided solely and exclusively for informational, educational, and general guidance purposes only, and should not be considered as definitive or authoritative advice
- Not guaranteed, warranted, or promised to be accurate, complete, up-to-date, error-free, or suitable for your specific individual needs, circumstances, or requirements
- Subject to potential errors, inaccuracies, biases, limitations, and other issues that are inherent in current artificial intelligence technology and machine learning systems
- Not intended to serve as a substitute for professional career counseling, legal advice, educational guidance, or consultation with qualified experts in relevant fields
- Requiring thorough user review, careful verification, detailed fact-checking, and appropriate customization before any actual use or implementation
PERFORMANCE EXPECTATIONS: AI-generated content is provided as a starting template only. Success rates, interview callbacks, job offers, application acceptance, or any positive outcomes cannot be predicted, guaranteed, or attributed to our AI content quality. Users acknowledge that employment and academic outcomes depend on numerous factors beyond document quality, including but not limited to market conditions, competition levels, personal qualifications, professional experience, employer preferences, economic factors, and timing. The Company makes no representations regarding the effectiveness of generated content in achieving user goals.
CRITICAL TIMING DISCLAIMER: Service availability is not guaranteed during application deadlines, peak usage periods, system maintenance, or emergencies. Users should not rely solely on this service for time-sensitive applications and must maintain backup plans for document creation. The Company is not liable for any missed deadlines, opportunities, or submissions due to service unavailability.
3. PROFESSIONAL CONSEQUENCES & ETHICAL USE
PROFESSIONAL RISK DISCLAIMER: Users assume full and complete responsibility for any professional, legal, ethical, academic, or career-related consequences arising from using AI-generated content in applications, submissions, or professional documents. This includes but is not limited to:
- Potential plagiarism concerns or academic integrity violations if content is not properly customized and personalized
- Professional licensing issues or ethical violations in regulated industries
- Employment termination or disciplinary action for misrepresentation
- Academic penalties, expulsion, or loss of credentials for improper use of AI-generated content
- Damage to professional reputation or career prospects
- Legal liability for false or misleading information in applications
MANDATORY CONTENT PERSONALIZATION: All AI-generated content MUST be thoroughly reviewed, edited, verified, and personalized before professional use. Users are strictly prohibited from submitting unedited AI content and acknowledge that doing so is at their own risk and may violate professional standards, academic policies, or employment agreements.
4. USER RESPONSIBILITY
Users are solely, completely, and entirely responsible for all aspects of their use of this service, including but not limited to the following comprehensive list of responsibilities and obligations:
- Thoroughly reviewing, carefully editing, and completely verifying all generated content before any use or distribution
- Ensuring complete accuracy, truthfulness, and appropriateness of all personal information, data, and details provided to the service
- Full compliance with all application requirements, submission deadlines, formatting guidelines, and any other relevant standards or expectations
- Accepting complete responsibility for all consequences, outcomes, results, and ramifications of submitted applications, documents, or materials
- Creating and maintaining appropriate backup copies of all important data, documents, and information
- Ensuring appropriate, lawful, and ethical use of the Service in full accordance with these terms and applicable laws
5. NO GUARANTEES OR WARRANTIES
The Company explicitly provides NO WARRANTIES whatsoever, whether express, implied, statutory, or otherwise, including but most certainly not limited to the following extensive categories of potential warranties that are hereby completely disclaimed:
- Merchantability or fitness for a particular purpose
- Service availability, reliability, or performance
- Accuracy or quality of AI-generated content
- Success in job or academic applications
- Security of user data or information
- Compatibility with user devices or systems
6. INDEMNIFICATION
Users hereby agree, understand, and commit to indemnify, defend, protect, and hold completely harmless the Company and all of its affiliates, subsidiaries, partners, employees, contractors, agents, and representatives from any and all claims, demands, lawsuits, damages, losses, liabilities, costs, expenses, or other financial obligations that may arise from or be related to the following circumstances:
- User's use, misuse, improper use, or any other form of utilization of the Service that may result in harm or liability
- Any violation, breach, or non-compliance with these terms, conditions, or any applicable local, state, national, or international laws or regulations
- Any user-generated content, personal information, data, or materials provided, submitted, or transmitted through the Service
- Any third-party claims, complaints, or legal actions related to or arising from user's applications, documents, or use of generated materials
7. SERVICE AVAILABILITY
The Service is provided on an "AS IS" and "AS AVAILABLE" basis without any promises, guarantees, or assurances regarding its functionality, reliability, or continued availability. The Company reserves the complete and unrestricted right to take the following actions at any time and for any reason:
- Modify, alter, update, change, suspend, interrupt, or completely discontinue the Service at any time without prior warning or notification
- Change, adjust, increase, decrease, or completely restructure pricing, features, functionality, or terms without any prior notice or consultation with users
- Limit, restrict, block, or completely deny access to certain features, services, or users based on various criteria or for any reason
- Perform scheduled or emergency maintenance, updates, or repairs that may temporarily or permanently affect service availability or functionality
8. INTELLECTUAL PROPERTY
All intellectual property rights, including but not limited to copyrights, trademarks, patents, trade secrets, proprietary algorithms, software code, design elements, and any other form of intellectual property associated with or contained within the Service shall remain the exclusive property of the Company. Users acknowledge that they retain certain rights to their personal information and data, but by using this Service, they grant the Company a comprehensive license to process, analyze, store, and use such information as necessary to provide the Service and improve its functionality.
9. MANDATORY ACCOUNT CREATION
Account Registration Required: The use of CareerPath and access to any of its features, functions, or services requires the creation and maintenance of a user account with valid, accurate, and complete personal information.
- Users must provide accurate and complete information during registration
- Users are responsible for maintaining account security
- Accounts may be suspended or terminated for violations
- Users must be 13 years or older to create an account
- One account per person/email address
10. SERVICE SHUTDOWN & DATA LOSS
No Guarantee of Service Continuity: Palapply may be discontinued, terminated, shut down, or permanently ceased at any time, for any reason, or for no reason at all, without any prior warning, notice, or consultation with users.
- All user data, documents, saved information, generated content, account details, and any other materials stored on or associated with the Service may be permanently and irretrievably lost without any possibility of recovery
- No data recovery services, export tools, backup retrieval options, or any other form of data preservation assistance will be provided, offered, or made available to users
- Users are entirely and solely responsible for creating, maintaining, and managing backup copies of any important information, documents, or data that they wish to preserve
- No advance notice, warning, countdown, or preparation time for shutdown is guaranteed, promised, or even likely to be provided
- No refunds, compensation, credits, alternative services, or any other form of consideration will be provided, offered, or granted upon service termination regardless of subscription status or payment history
11. PROHIBITION OF LEGAL DISPUTES & GOVERNING LAW
COMPLETE PROHIBITION OF LEGAL DISPUTES: By using this service, you hereby irrevocably waive, surrender, relinquish, and forever abandon any and all rights to initiate, pursue, participate in, or engage in any form of legal disputes, claims, lawsuits, legal proceedings, arbitration, mediation, or any other form of legal action against the service, its owner, operator, administrator, recognized partners, affiliates, contractors, service providers, or any other associated entities, whether now existing or hereafter created. This prohibition includes but is absolutely not limited to disputes regarding service quality, billing issues, data loss, service interruption, account termination, privacy concerns, security breaches, or any other matter whatsoever, regardless of the nature, severity, or legal basis of such potential claims.
WAIVER OF LEGAL RECOURSE: Users explicitly acknowledge, understand, and agree that they have NO legal recourse, remedy, or avenue for legal relief against the service or its recognized partners under any circumstances, conditions, legal theories, or jurisdictions. This comprehensive waiver of legal rights is permanent, irreversible, and binding upon all successors, heirs, assigns, and legal representatives.
These comprehensive terms and conditions, along with all related agreements, policies, and legal documentation, are governed by and shall be interpreted in accordance with applicable international laws, regulations, and legal frameworks. Any disputes, disagreements, conflicts, or legal issues that may arise between users and the Company shall be resolved exclusively through binding arbitration procedures rather than traditional court proceedings. In the event that any specific provision, clause, or section of these terms is found to be invalid, unenforceable, or legally problematic by a court or arbitrator, the remaining provisions shall continue to remain in full force and effect without any modification or reduction in their applicability.
12. PRIVACY POLICY & DATA PROCESSING
Data Collection and Processing: We collect and process personal data including name, email address, payment information, document content, and usage data in accordance with the General Data Protection Regulation (GDPR) and applicable privacy laws. By using this service, you consent to our data processing activities as described herein.
Third-Party AI Processing: Personal information and document content may be processed by third-party AI services (Google Gemini API) for content generation purposes. By using this service, you explicitly consent to international data processing and transfer of your data to third-party AI providers. Your data may be transmitted to and processed in countries outside your jurisdiction, including the United States.
Your Rights Under GDPR: Users in the European Union and United Kingdom have specific rights under GDPR including the right to access, rectify, erase, restrict processing, data portability, and object to processing of personal data. To exercise these rights, contact us through the support system. We will respond within 30 days as required by GDPR. Note that certain data processing is necessary for service provision and cannot be objected to while using the service.
Data Retention: Personal data is retained for as long as your account is active or as needed to provide services. Upon account deletion or service termination, data may be permanently deleted without recovery options.
13. PAYMENT, BILLING & SUBSCRIPTION TERMS
Subscription Auto-Renewal: All paid subscriptions automatically renew at the end of each billing cycle unless cancelled before the renewal date. You authorize us to charge your payment method for renewal fees. Subscription prices are subject to change with or without notice.
Currency and Pricing: Prices are displayed in multiple currencies (USD, ZAR, NGN) for convenience. Your final charge amount may vary based on your bank's currency conversion rates and international transaction fees. We are not responsible for additional charges imposed by your financial institution.
No Refund Policy: All payments are final and non-refundable under any circumstances, including but not limited to service dissatisfaction, technical issues, inability to use features, account termination, or service discontinuation. By subscribing, you acknowledge and accept this strict no-refund policy.
Cancellation Policy: Subscriptions can be cancelled at any time through account settings. Cancellation prevents future billing but does not provide refunds for the current billing period. Access to premium features continues until the end of the paid period.
Data Storage and Security: Your data is stored securely and may be processed by third-party payment processors (Stripe) and AI service providers (Google Gemini). We implement appropriate technical and organizational measures to protect your data.
Data Retention: We retain your personal data for as long as your account is active or as needed to provide services. Upon account deletion or service termination, your data may be permanently deleted without recovery options.
12. BILLING TERMS & AUTO-RENEWAL
Subscription Plans: CareerPath offers Starter (β¦2,400/month) and Pro (β¦4,800/month) subscription plans. All prices are in Nigerian Naira (NGN) and are subject to change with 30 days notice.
AUTOMATIC RENEWAL: Your subscription will AUTOMATICALLY RENEW each month on the same day you initially subscribed unless cancelled. You authorize us to charge your payment method on file for each renewal period. Renewal charges will be processed 24-48 hours before your subscription expires.
Payment Authorization: By subscribing, you authorize Stripe to automatically charge your payment method $8.00 USD every month on a recurring basis until you cancel (minimum 2 payment cycles required). You are responsible for maintaining valid payment information and ensuring sufficient funds for automatic monthly renewals.
Failed Payments: If a renewal payment fails, your account will be immediately suspended and all premium features will be locked until payment is successfully processed. We will attempt to process payment up to 3 times over 7 days before permanently cancelling your subscription.
13. CANCELLATION POLICY - MANDATORY 2 PAYMENT CYCLES
MINIMUM COMMITMENT REQUIREMENT: All subscribers MUST complete a MINIMUM of TWO (2) full payment cycles before being eligible to cancel their subscription. This means you must pay for and complete at least 2 months of service before cancellation is permitted.
NO EXCEPTIONS: There are absolutely NO exceptions, excuses, or circumstances under which early cancellation will be permitted. Even in cases of:
- Service dissatisfaction or technical issues
- Financial hardship or inability to pay
- Personal emergencies or circumstances
- Accidental subscription or unauthorized access
- Service changes or feature modifications
You are contractually obligated to complete 2 full payment cycles before cancellation is allowed.
Cancellation Process: After completing 2 payment cycles, you may cancel by contacting us through our official inquiries handle at least 48 hours before your next billing date. Cancellations take effect at the end of your current billing period - you will not receive a refund for the remaining days of your subscription.
Attempted Early Cancellation: Any attempts to cancel before completing 2 payment cycles through chargebacks, payment disputes, or bank interventions will result in immediate account termination, legal action for breach of contract, and you will still be liable for the full amount of the minimum 2-month commitment.
14. LEGAL LIABILITY & DISPUTE RESOLUTION
OWNER LIABILITY: Unlike previous provisions, the owners and operators of CareerPath CAN be held liable in a court of law for the following specific matters:
- Willful breach of contract or fraudulent billing practices
- Gross negligence in data protection resulting in GDPR violations
- Failure to process legitimate cancellation requests after 2 payment cycles
- Unauthorized charges beyond agreed subscription terms
ACCEPTANCE BY CLOSING DISCLAIMER: BY CLOSING THIS DISCLAIMER PAGE OR CLICKING "I UNDERSTAND AND AGREE," YOU LEGALLY ACCEPT ALL TERMS HEREIN. This action constitutes your binding electronic signature and full acceptance of this agreement under applicable e-commerce and contract laws.
Governing Law: This agreement is governed by the laws of the Federal Republic of Nigeria. Any legal disputes shall be resolved in Nigerian courts with jurisdiction in Lagos State.
15. FREQUENTLY ASKED QUESTIONS (FAQs)
Q: Can I get a refund if I'm not satisfied?
A: No. We have a strict NO REFUND policy under any circumstances. All sales are final.
Q: Can I cancel my subscription immediately?
A: No. You must complete a minimum of 2 full payment cycles (2 months) before you are eligible to cancel. No exceptions.
Q: Will my subscription auto-renew?
A: Yes. Your subscription automatically renews monthly unless cancelled after completing the mandatory 2 payment cycles.
Q: Can I use CareerPath without paying?
A: No. You must have an active paid subscription to generate any documents or use any features. All features are locked until payment is confirmed.
Q: How do I cancel after 2 months?
A: Contact us through our official inquiries handle on Instagram at least 48 hours before your next billing date.
Q: What happens if my payment fails?
A: Your account is immediately suspended and all features are locked. We'll retry payment 3 times over 7 days before cancelling your subscription.
Q: Is my payment information secure?
A: Yes. All payments are processed through Stripe with industry-standard encryption and security measures.
Q: Can the service be shut down without notice?
A: Yes. We reserve the right to discontinue the service at any time without refunds or notice, even if you're in the middle of your subscription period.
16. INQUIRIES & CONTACT INFORMATION
Official Inquiries Handle: For questions, support, cancellation requests (after 2 payment cycles), or GDPR-related inquiries, contact us through our official Instagram handle:
Response time: 24-48 hours. This is the ONLY official communication channel. Beware of impersonators.
π¨ MANDATORY ACCEPTANCE: By clicking the "I Understand and Agree" button below, OR by closing this disclaimer page, OR by continuing to use this website in any manner, you hereby acknowledge, confirm, and declare that you have thoroughly read, understood, and UNCONDITIONALLY agree to ALL terms, including:
- NO REFUNDS under any circumstances
- MANDATORY 2 payment cycles before cancellation eligibility
- AUTOMATIC MONTHLY RENEWAL with authorized recurring charges
- Account required for ALL features - no free access
- Payment required BEFORE any document generation
- Owner CAN be held liable in court for breach of contract or GDPR violations
- Closing this page = legal acceptance of all terms
- Service may be discontinued without notice or refunds
- GDPR data processing consent and privacy terms
βοΈ LEGAL NOTICE: Closing this disclaimer page constitutes your binding electronic signature and full legal acceptance. If you do not agree, exit immediately.
Last Updated: January 2025 | Palapply Legal Team
GDPR Compliant | Nigerian Law Applicable